CMBS maturity defaults, special servicing workouts, bankruptcy exits, recapitalization. When conventional lenders say no and the clock is ticking, Fintek Capital provides fast bridge capital with the expertise to navigate complex distressed situations.
⚠️ Time matters. Early engagement preserves more options. The longer you wait, the fewer paths exist.
Phoenix Office — CMBS Maturity Rescue
Class B office at 71% occupancy heading into CMBS maturity default. Bridge capital sourced in 18 days — avoided special servicing. Borrower stabilized and refinanced into permanent debt.
The 2024–2026 wave of CMBS loan maturities has created an unprecedented number of distressed refinancing situations. Many property owners are facing maturity defaults, payment defaults, or special servicing transfers through no fault of their own — simply because interest rates rose and refinancing markets tightened.
The key insight: the special servicer's objective is to maximize recovery value, not to foreclose. A credible bridge capital solution, presented early and backed by a realistic business plan, gives borrowers significant negotiating leverage.
Situations We Handle
CMBS loan coming due with no refinance ready? Bridge capital buys 12–24 months to stabilize, increase occupancy, and secure permanent financing.
Property transferred to special servicing after covenant breach or payment default. Early engagement with a bridge solution is the best path to a negotiated workout.
Lender is demanding payoff in 30–60 days. Bridge capital can fund the payoff while you arrange longer-term financing at your pace.
Property is over-leveraged or has a bad loan structure. Bridge capital recapitalizes the stack and resets the financing on better terms.
Property emerging from Chapter 11. Bridge financing provides the exit liquidity needed to satisfy the bankruptcy plan and exit court supervision.
Lender willing to accept less than full payoff. Bridge capital funds the discounted amount quickly — capturing significant value for the borrower.
In distressed situations, every week of delay reduces your options. The earlier you engage Fintek Capital, the more paths we can pursue together.
Edwin Masango specializes in distressed CRE — 18+ years, $1.2B+ in closed transactions, deep special servicer relationships.